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Have you heard the statisticians' joke about the person with his feet in the oven and his head in the freezer? On average, he feels pretty good!
The joke is a good reminder that your investment decisions should be based not only on averages, but also on the degree to which markets can deviate from these averages.
In my latest video with Outcome VP of Client Engagement Beth Philp, you'll see how relying on historical averages can result in sub-optimal returns and failure to meet your financial goals.